Online payments = 
on-time payments

Online payments allows you to get paid quickly by bank deposit, credit card, and Apple Pay.

A headshot of a Wave customer

Most of my clients pay with credit cards using the secure link on the invoice. That is a massive time saver and helps me get paid faster!

Estelle Tracy - 37 Chocolates

How accepting cards and digital payments works

Simple invoice icon

1. Send your invoices

Email invoices with a secure “Pay Now” button after you’ve enabled the online payments option.

Payment icon

2. Get paid online

Customers can pay instantly by credit card or Apple Pay when they view the invoice online.

Money deposit icon

3. Money is deposited

You’ll receive the money in your account in 1 business day (Canada), or 2 business days (US).

Priced right for small businesses

Use what you need. Pay for what you use. No surprises.

Credit Cards
2.9% + $0.60
per Visa, Mastercard transaction
3.4% + $0.60
per AMEX transaction
  • Get paid out in 1-2 business days
  • Customers pay by any major credit card right from your invoice
  • Accept digital wallet payments through Apple Pay
Bank payments
per transaction ($1.00 minimum fee)
  • Get paid out in 1-7 business days
  • Customers pay right from their bank account

Speed up cash flow with online payments.

Start now

See all Payments features

  • Simple fee structure with low rates and no hidden fees
  • All major cards accepted: Visa, Visa Debit, Mastercard, Mastercard Debit, and American Express
  • Compatible with Apple Pay
  • Get paid within 1-2 business days for credit card payments and 1-7 business days for bank payments
  • Accept credit card payments over the phone, online, or in person
  • Set up recurring billing with automatic payments for your repeat customers
  • Bank-grade security for all online payments
  • Automate bookkeeping: payments connect seamlessly with your Wave account

Frequently Asked Questions

Is your software actually free?

What’s the catch—how does Wave make money?

Is Wave's software something I need to install?

Is my data secure when I use Wave?

Do you provide customer support?

Get your money faster with Payments.

Let us do the heavy lifting so you can get back to business.

I love money!